Unified Lending Technology · RBI-Ready

Loan Origination & Management Software
Built for NBFCs & Banks

One unified platform for Loan Origination (LOS), Loan Management (LMS), Collections and Co-Lending — configurable, API-first, and compliance-ready for India's lenders.

Go Live Faster
API First
RBI Ready
Enterprise Security
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Empowering the Core of Lending

Globally loved by companies that build lending products at speed and scale

Unified Lending Technology Platform

Origination, servicing, collections & co-lending in one intelligent ecosystem

LOS
Loan Origination

Omnichannel journeys from lead to disbursal with configurable workflows.

LMS
Loan Management

Servicing, accounting and repayments across every product line.

COLLECT
Collections

Field, tele and digital recovery with legal and settlement tracking.

CO-LEND
Co-Lending

Partner allocation, splits and reconciliation on a single ledger.

Document Management
Accounting & Finance
MIS & Analytics
Process Orchestration
Business Rule Engine
Recovery & Legal
Compliance & Reports
Communications
Delivered across
Web
API
Mobility

9 Mn+

Loans Processed

₹65,000 Cr+

Loans Disbursed

75,000

Platform Users

99.5%

Guaranteed Uptime

Innovation Built-In

From first click to first credit — origination that's faster, smarter, and future-ready.

Omnichannel Journeys

From first click to first credit across web, app and API.

API-First Architecture

Plug into bureaus, KYC, and disbursal partners in days.

Multi-Product Ready

MSME, retail, gold, EV, solar and vehicle loans on one engine.

Compliance by Design

ISO 27001, SOC 2 Type 2 and AES-256 encryption built in.

Unified Across Products · Single Lending Engine

One configurable platform powers every loan you offer — retail to enterprise.

Auto, Two-Wheeler
& EV Loans
MSME Loans
Personal Loans
Microfinance
Pay-Day Loans
Gold Loans
Home Loans
Micro LAP
Corporate Loans
Supply Chain Loans

Ready to transform your lending business?

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©2026 AllCloud Enterprise Solutions Pvt. Ltd. · Unified Lending Technology built to hyper-scale.